Terms and Conditions

Last Updated: June 5, 2026

Welcome to AnnapurnaBhandarWB.co.in (the “Website,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“Visitor,” “User,” or “you”) and the Website, which is founded and operated by Raj Das. By accessing or using this Website in any manner, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree to any part of these Terms, you must exit the Website immediately and refrain from further use.

1. Agreement Overview
This document sets out the rules and obligations governing your use of AnnapurnaBhandarWB.co.in. Additional guidelines or notices posted on specific pages may supplement these Terms; by using those pages, you also agree to those supplementary conditions.

2. Nature of Our Platform
AnnapurnaBhandarWB.co.in is an independent, self‑funded informational portal. We do not represent, act on behalf of, or hold any official relationship with the Government of West Bengal, the state cabinet, Nabanna, or any government department. Our sole objective is to translate complex policy announcements — particularly those concerning the Annapurna Bhandar Scheme, DBT processes, bank‑seeding requirements, and SIR‑2026 data cleanup — into simple language for the public. We do not process applications, register beneficiaries, or intervene in individual welfare cases.

3. Who May Use the Website
By using this Website, you represent that:

  • You are at least 18 years of age, or you are visiting under the active supervision of a parent or legal guardian.
  • You have the legal capacity to enter into a binding agreement.
  • You will comply with all applicable laws while using the Website.

4. Intellectual Property Rights
All original content published on this Website — including but not limited to text, step‑by‑step guides, tables, graphics, and layout — is the exclusive intellectual property of AnnapurnaBhandarWB.co.in and its founder, protected by Indian copyright laws.

We grant you a limited, revocable, non‑transferable license to view, download, and print pages for your personal, non‑commercial information needs only.

You may not under any circumstances:

  • Republish, sell, or distribute our content for commercial gain.
  • Copy large portions of our articles onto other websites or apps without prior written permission.
  • Use automated scripts, bots, or data‑mining tools to extract content from the Website.
  • Remove or obscure any copyright notices or attributions present on the Website.

The term “Annapurna Bhandar” refers to the public welfare scheme of the West Bengal Government. We use this term solely for factual reference; our Website is not the official scheme portal and has no affiliation with the scheme’s implementing authorities.

5. Accuracy of Information and No Warranty
We build every article by carefully studying government circulars, published gazettes, and verified state announcements. Despite these efforts, government policies can shift rapidly and without public notice. Therefore, all information on this Website is provided “as is” and “as available,” without any representations or warranties of any kind, either express or implied.

We do not guarantee:

  • That any scheme eligibility rule, payment date, or application requirement shown here is fully current at the moment you read it.
  • That following our guides will result in a successful DBT credit or application approval.
  • That the Website will always be free of typographical errors, technical interruptions, or omissions.

Before making any decision or taking any action related to a welfare scheme, you must independently verify the facts through official sources such as wbpds.wb.gov.in or your local Block Development Office.

6. Limitation of Liability
To the maximum extent permitted by law, AnnapurnaBhandarWB.co.in, its founder Raj Das, and all contributors shall not be held liable for any direct, indirect, incidental, consequential, or special damages that arise from your use of the Website or your reliance on its content. This includes, but is not limited to:

  • Financial loss caused by a missed or delayed welfare payment.
  • Any administrative rejection based on information read on this Website.
  • Inconvenience, distress, or travel expenses incurred while following an outdated instruction.
  • Technical issues, mobile data charges, or device malfunctions encountered while accessing the Website.

If you are dissatisfied with any part of the Website, your only remedy is to discontinue using it.

7. User Conduct
You agree to use the Website only for lawful purposes. You must not:

  • Post or transmit any content through our contact channels that is abusive, defamatory, obscene, or otherwise objectionable.
  • Attempt to breach, test, or compromise the security of the Website or its server.
  • Impersonate any person or entity, or falsely state a connection with a government agency.
  • Use the Website to distribute spam, malware, or unsolicited advertisements.

We reserve the right to block access to any user who violates these conditions.

8. Third‑Party Links and Advertisements
Our pages may contain links to external official portals, PDF documents, or other websites. These links are provided for your convenience only. We exercise no control over the content, availability, or privacy policies of those external sites, and a link does not signify our endorsement. You access third‑party links entirely at your own risk.

We may display third‑party advertisements (such as Google AdSense) to support the operating costs of the Website. We do not endorse the products or services offered in those advertisements, and we are not responsible for their claims or content. Any interaction with an advertiser is strictly between you and the advertiser.

9. Privacy
Your privacy matters deeply to us. Please review our separate Privacy Policy, which explains what limited data may be logged automatically and how third‑party services like Google use cookies. We never collect, store, or request personal identification documents or financial details.

10. Indemnification
You agree to indemnify and hold harmless AnnapurnaBhandarWB.co.in, its founder Raj Das, and any associated team members from all claims, liabilities, damages, and expenses (including reasonable legal fees) that arise from:

  • Your misuse of the Website.
  • Your violation of these Terms.
  • Any content you send to us that infringes on the rights of a third party.

11. Modifications to the Service and Terms
We may, at our sole discretion, change, suspend, or discontinue any part of the Website without prior notice. We are not liable for any consequence of such modifications.

We also reserve the right to revise these Terms at any time. The “Last Updated” date at the top will reflect the most recent changes. By continuing to use the Website after an update, you accept the revised Terms. We encourage you to revisit this page periodically.

12. Governing Law and Jurisdiction
These Terms are governed by and interpreted in accordance with the laws of India. Any dispute arising out of or related to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts located in Kolkata, West Bengal.

13. Severability
If any provision of these Terms is found to be invalid or unenforceable by a competent court, that provision shall be limited or removed to the minimum extent necessary, and the remaining provisions shall continue in full effect.

14. Termination
We reserve the right to terminate or suspend your access to the Website without prior notice if we determine, in our sole discretion, that you have violated these Terms or engaged in any conduct that we consider harmful to the platform or its users.

15. Contact for Legal Inquiries
For any questions, concerns, or clarifications regarding these Terms and Conditions, you may contact us using the details below:

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